It allows suppliers in need of cash to access early financing much faster and under favorable conditions, with the approval of the platform.
Suppliers in need of cash no longer need to deal separately with banks and financial institutions and find collaterals. They will access financing with the same value on the day with SCF by processing cut invoices with one click.
It is a structure where invoices with approved payments are uploaded to the platform and buyers can use early collection solutions with financial institutions.
Transactions may not involve assignment, and no credit allocation may be required on the part of the buyer company. By creating a new risk calculation with buyer company limits, additional working capital can be created.
The entire process is completed within the same day.
All automatic integration required for access to financing is carried out by FaturaLab.
The entire process is observed and concluded transparently by the relevant parties.
Invoices with approved payments are uploaded to the platform with automatic integration.
The platform sends a notification message to the companies defined in the program that their invoices have been uploaded.
Members view their own invoices, group them according to the term and amount, instantly receive a quote from their allocated limits, and approve within the decision period.
The platform performs legal checks for all requested transactions, and automatically notifies the relevant Financial Institution.
The Financial Institution completes the necessary legal notification and allocation approvals.
FaturaLab notifies the approval of the process, and an automatic file is prepared for the required notification.
The Financial Institution transfers the transaction amount to the account.
Let us tell you about our solutions that enable you to optimize your working capital.
Request a MeetingIn this model, buyers allow their suppliers to easily discount their invoices by only declaring that they approved the invoices and by stating the payment date without using their own limits and without giving a payment guarantee to the banks.
The buyer has not committed to the bank and has not been affected by the process with different payment instruments such as checks/promissory notes. Suppliers can easily discount these receivables thanks to the approval given by the buyer.
Buyers decide which banks/financial institutions to work with on the platform. Buyers can work with any of the member banks on the platform, or they can invite a bank that is not on the platform.
