Our Supply Chain Finance model creates a completely new source of financing by funding deferred invoices that are not directly seen as a financing instrument in the market, despite being a valuable collateral/guarantee. We invite you to optimize your working capital through sustainable and stronger business partnerships.
Suppliers in need of cash no longer need to deal separately with banks and financial institutions and find collaterals. They will access financing with the same value on the day with TZF by processing invoices with one click.
Invoices approved are uploaded to the Platform with automatic integration.
Invoices uploaded by the buyer are viewed on the Platform, invoices in the required amount are selected, an instant offer is received, and if the terms and price are suitable, approval is given.
The Platform sends the transaction to the relevant Financial Institution for the necessary legal notifications, the same-day transaction approval is notified to the parties through the Platform, and the amount is transferred to the account.
The equivalent of the discounted invoices is paid to the Financial Institution on the due date.
The Buyer uploads invoices with automatic approval and integration to the FaturaLab Platform.
FaturaLab sends a notification message to the member suppliers that their invoices have been uploaded.
Suppliers view their invoices, create a pack based on the maturity and amount, get an instant offer, and approve within the decision period.
FaturaLab performs legal checks of all requested invoices and automatically reports to the relevant Financial Institution.
The Financial Institution completes the necessary legal notifications and approvals.
FaturaLab notifies the parties that the transactions are approved and automatically prepares the file for the required notification.
The Financial Institution transfers the transaction amount to the Supplier’s account.
FaturaLab automatically shares the outcome information with the Buyer.
The Buyer updates its ERP for payments at the required maturity automatically on the Buyer company side.
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Supply Chain Finance is a financial product that allows companies to obtain liquidity as needed by discounting the receivables arising from their sales to companies that regularly provide goods and services.
Companies ensure cash flow by performing discount transactions for invoiced, deferred receivables.
In general, the buyer company, which is the beneficiary of the invoice, performs the uploading transactions to the FaturaLab platform. If the Buyer wants the Supplier to upload the invoices, the Buyer should update in FaturaLab to specify the approval and the exact payment date.
After the invoices are uploaded to the FaturaLab platform, the Supplier initiates and accepts the Bid Request on the FaturaLab platform. After the financial institution approves the invoice information sent to the financial institution, it sends a response to FaturaLab. In case of a positive response, the Supplier must download and sign the Receivable Consent Form (ABF) filled with the relevant transaction information from the FaturaLab platform and submit it to the branch. For the financial institution to transfer the discount amount, the ABF must be submitted to the branch. Once the ABF is submitted to the branch and the amount is transferred to the Supplier's account, the process is completed on the same day.