As one of Turkey’s e-commerce platforms with the highest transaction volume, Hepsiburada orchestrates a massive commercial ecosystem managing over 100,000 sellers and millions of daily transactions. In a structure of this scale, ensuring suppliers have timely and predictable access to cash flow is not merely a financial matter; it is a strategic necessity for the platform’s sustainable growth, price competitiveness, and seller retention.

In line with this need, Hepsiburada, in collaboration with Faturalab, has implemented an integrated working capital infrastructure that transforms supplier financing from an operational support tool into a natural component of the platform. Through a multi-bank structure, real-time pricing, and a dynamic discounting model that activates when bank capacity is insufficient, suppliers can now manage the entire process—from sale to collection—completely digitally, without paperwork, and with same-day access to cash.