Collect your receivables through the multi-bank Direct Debit System (DDS) instead of high-cost credit card solutions. Transform your receivables into a liquid asset pool, enable early collection and optimise your balance sheet & working capital with Faturalab’s infrastructure spanning from digital checks to capital markets. Uncover your hidden capital by uniting your collections and payments in a single, seamless flow.
Collections Management Platform enables you to manage collections from your dealer and customers through digital technologies and innovative financial products. It optimises your receivables with layers of digital checks, multi-bank smart direct debit systems, early collection and capital markets. This reduces your costs by expanding your collection capacity and the working capital it generates.
Approved invoices are uploaded to the platform through automatic integration.
The dealer issues a virtual cheque against the invoice; it is approved within a DBS limit at the bank — no physical cheque, printing or storage burden.
A dealer can pay early in return for a discount; alternatively, the receivable is turned into same-day cash bank funding.
On the due date, collection runs automatically as a direct debit collection; receivables can also reach capital-market investors.
The dealer issues a virtual cheque against the invoice; it is sent to the platform digitally.
The virtual cheque is approved within a DBS limit at the dealer’s bank; multi-bank smart routing selects the best composition based on cost and risk.
The platform presents early-collection and dynamic-discounting options to the parties.
The receivable is funded by a bank or by a dealer with excess cash; the seller reaches cash the same day.
On the due date, collection runs automatically as a direct debit collection.
Receivables are transformed into an asset pool that reaches qualified investors.
Let us tell you about our solutions that unlock your hidden capital.
Request a MeetingIt is the financial infrastructure that enables you to manage collections from your dealer and agent network through technology and innovative financial products. Optimising your receivables with layers of digital, post-dated checks, multi-bank smart direct debit system, early collection, and capital markets, it reduces bank dependency and expands your working capital.
Collections Management Platform transforms your receivables into a liquid asset pool and unlocks non-bank financing recources. It reduces your costs and increases the sales through competitive pricing and alternative financial products. It establishes sustainable business relationships by offering early payment options to your dealers.
Once the approved invoice and virtual cheque are uploaded to the platform, early collection can take place the same day; the seller reaches cash the same day after funding approval.
Multi-bank smart DBS, dealer/ecosystem funding and capital market solutions eliminates high dependency from a single source/instrument.
